July 22, 2026,

Grow together with Go & Grow – and earn a bonus

Go & Grow

Editorial team

Maybe you have a friend, family member, or colleague who wants to do more with their money, but doesn’t know where to start. That’s where Go & Grow comes in: a simple way to earn up to 6%* per year with daily returns, while still having the flexibility to withdraw money whenever it’s needed.*

And because it’s easy to use, it’s easy to recommend. Invite them to Go & Grow through your referral link, and once they make their first deposit, you can both receive a 1% bonus on top.

Here’s how it works

Your referral bonus is based on a simple 3-step process:

Share your unique referral link from your dashboard.
Your friend joins Go & Grow through your link and deposits at least €500 within 30 days.
You both receive 1% of what your friend adds, based on deposits up to €5,000.

That means your friend gets a simple way to start growing money, and on top both of you receive a bonus.

Bonus payouts are made according to the regular Refer-a-Friend terms. This is a limited-time offer, so invite your friend while it’s available.

>> Refer a friend

A strong track record behind Go & Grow

When you invite someone to Go & Grow, you’re sharing a product trusted by more than 500,000 customers across Europe as part of their financial journey.

That confidence continued to grow in 2025, with investors adding more than €428 million to Go & Grow and over 40,000 new customers joining the community.

With more than €2.1 billion invested overall, Go & Grow has become a trusted choice for people looking for a simple way to grow their money – supported by a business behind it that marked its 9th consecutive year of profitability in 2025.

Invite a friend today

If someone came to mind while reading this, now is a simple moment to share Go & Grow with them. Invite them through your referral link, help them get started, and you can both receive an additional 1% bonus.

>> Refer a friend

Go & Grow

Editorial team

At Go & Grow, our Editorial Team combines years of fintech experience with a passion for financial education. We’re here to share trustworthy insights, platform updates, and easy-to-understand investment tips for everyone.

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Yes, that’s how much you could earn on your entire Go & Grow portfolio. All day. Every day.

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*Read the full disclaimer in the footer

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Your questions, answered

Are Bondora AS's loans secured?
Bondora issues unsecured loans, meaning credit customers are not required to provide collateral. This approach allows us to offer a faster, simpler, and more accessible lending experience.

Risk is mitigated through multiple layers of protection. Our underwriting process is powered by predictive, data-driven models, trained on deep datasets collected over 17 years. Each borrower is carefully evaluated using a wide range of creditworthiness indicators before any loan is issued.

With Go & Grow, your investment is automatically diversified across hundreds of thousands of loans in multiple countries. This significantly reduces individual borrower risk and adds a layer of protection against regional or geopolitical events.

In the rare event of non-payment, we follow a structured recovery process, working with professional debt collection agencies and, when needed, escalating cases through local legal channels to pursue repayment.
What happens when a borrower doesn't repay?
At Go & Grow, we do a lot to prevent repayment issues before they happen. Our advanced data models carefully assess each borrower’s creditworthiness, using historical data and predictive analytics to minimize the likelihood of default from the start.

If a payment is delayed, we act quickly but thoughtfully. From the first day of the delay, we reach out to the customer via email, SMS, and automated calls to remind them of their delayed payment and offer flexible options to get back on track. The aim is to find a solution together, whether that means a new payment date or a short-term adjustment.

If the situation doesn’t resolve, we may involve our internal teams or trusted partners to continue the dialogue and explore further options. In some cases, if communication is unsuccessful, the matter may be escalated to the local legal system in line with standard procedures. Legal steps are always a last resort, and the goal is to find the best possible outcome for everyone involved.

Throughout this process, our focus remains on recovering outstanding amounts responsibly and respectfully while protecting investors’ interests.

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What are temporary partial payouts?
Under normal conditions, your Go & Grow withdrawal is paid in full with a single transaction near-instantly. However, in rare and extraordinary circumstances, partial payouts may be activated temporarily. This means your withdrawal will be split into smaller, daily payments until the full amount has been delivered. Only one €1 withdrawal fee applies once you’ve received the full amount.

This protective feature was built into Go & Grow from the start to help maintain stability and safeguard investor returns, so you can stay on track and stay earning, even when the world feels uncertain.

In Go & Grow’s 17-year history, partial payouts have only been activated once.

While we aim to keep Go & Grow fully liquid, this feature ensures that when conditions require it, your investments remain protected and continue to work for you.
What happens to my investments if Go & Grow goes bankrupt?
Your money is protected. Even in the highly unlikely event that Go & Grow becomes insolvent, your investments remain yours. Investors legally own the loan claims, not Go & Grow.

This means Go & Grow’s financial situation does not affect the legal ownership of those claims—they continue to belong to the investors. The claims are not part of Go & Grow’s bankruptcy estate.

Risks related to Go & Grow as a company are separate from the risks associated with your investment portfolio. Simply put, if Go & Grow disappears, your investment doesn’t.