{"id":95035,"date":"2022-06-13T13:00:00","date_gmt":"2022-06-13T10:00:00","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=95035"},"modified":"2022-06-13T13:00:00","modified_gmt":"2022-06-13T10:00:00","slug":"secondary-market-activity-rebounds-in-may","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/secondary-market-activity-rebounds-in-may\/","title":{"rendered":"Secondary Market Activity Rebounds in May"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Secondary Market activity increased for the first time since March, marking a turn in the tide. It grew by an astounding 21.5% to \u20ac182,665 transacted. Manual transactions remain the strongest category. Read more:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-971.png\" alt=\"Secondary Market activity rebounds in May.\" class=\"wp-image-95036\" \/><figcaption><em>Secondary Market activity rebounds in May.<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In May, all the categories increased. Portfolio Manager leads the charge with an 87.3% increase compared to <a href=\"https:\/\/www.goandgrow.eu\/blog\/downward-trend-in-secondary-market-activity\/\">April<\/a>. API transactions followed with 24.1% growth, and Manual transactions brought up the rear with 12.3%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It must be said that Manual transactions still account for the largest percentage of all transactions (49.3%). Following in close 2<sup>nd<\/sup> is the API (41.6%), and Portfolio Manager makes up the rest (9.1%).<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-972-1024x87.png\" alt=\"Secondary Mark total volume \u2013 May 2022\" class=\"wp-image-95042\" width=\"840\" height=\"71\" \/><figcaption><em>Secondary Mark total volume \u2013 May 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-current-loans\">Current loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Current loan transactions increased overall by 14.5%, which contrasts with April&#8217;s 8.7% decline. A total of \u20ac138,674 was transacted, with impressive increases for API (23.1%) and Portfolio Manager (87.3%) transactions. Manual transactions were the exception, noting a decrease of 4%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Although noting a 2.6% decrease, loans sold at a premium remain the most popular. It made up a 60.4% share of all current loan transactions, totaling \u20ac83,798. Loans sold at par grew by 58.6% and made up a 36.9% share. Loans sold at a discount made up 2.7%.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-973.png\" alt=\"Secondary Market current loan transactions \u2013 May 2022\" class=\"wp-image-95048\" \/><figcaption><em>Secondary Market current loan transactions \u2013 May 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Overdue loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In May, overdue loan transactions grew by 14.7%, totaling \u20ac19,788. Again, loans sold at a discount, at a premium, and at par, all had a relatively equal share of transactions, with &#8216;at par&#8217; again taking the top spot.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The API had a mammoth growth rate of 49.4%. API transactions took a 36.8% share, equaling \u20ac7,287.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Changing pace, manual transactions increased this month by 1.1%, taking the majority 63.2% share with \u20ac12,500.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-974.png\" alt=\"Secondary Market overdue loan transactions \u2013 May 2022\" class=\"wp-image-95054\" \/><figcaption><em>Secondary Market overdue loan transactions \u2013 May 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Defaulted loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In May, the overall decrease from the previous month was reversed, with increases noted across all transaction categories. Overall, defaulted loan transactions increased by 84.9% and totaled \u20ac22,914\u2014nearly double what it was in April. Manual transactions had an 83.7% share, and API transactions had a 16.3% share. The most significant increase came from Manual transactions, growing by a whopping 92.8%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Loans transacted at a discount dominates this category, with a 94.7% share of all default loan transactions. Transactions at par managed to take a 4.8% share, while those at premium obtained only a 0.5% share.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-975.png\" alt=\"Secondary Market defaulted loan transactions \u2013 May 2022\" class=\"wp-image-95060\" \/><figcaption><em>Secondary Market defaulted loan transactions \u2013 May 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Secondary Market increases again<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As has become the norm, the Secondary Market see-saws in activity, with solid increases in May after decreases the month before. It grew by an astounding 21.5% to a total of \u20ac182,665 transacted.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As more investors opt for the hands-free Go &amp; Grow investment method, it&#8217;s natural to see a drop in manual buying and selling of loans on the Secondary Market. But, as the Secondary Market activity is known to go up and down, let&#8217;s see if the activity will pick up again.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Remember, investors should not seek higher returns from <\/em><a href=\"https:\/\/www.goandgrow.eu\/blog\/how-to-sell-on-secondary-market\/\"><em>buying and selling loans on the Bondora secondary market<\/em><\/a><em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Secondary Market activity increased for the first time since March, marking a turn in the tide. It grew by an astounding 21.5% to \u20ac182,665 transacted. Manual transactions remain the strongest category. Read more: In May, all the categories increased. Portfolio Manager leads the charge with an 87.3% increase compared to April. API transactions followed with [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":95036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[103,106],"class_list":["post-95035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stats-and-data","tag-english","tag-marketpricing"],"acf":[],"featured_image":null,"categories_names":["Stats &amp; Data"],"category_name":"Stats &amp; Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/95035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=95035"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/95035\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=95035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=95035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=95035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}