{"id":917,"date":"2014-10-16T14:58:21","date_gmt":"2014-10-16T11:58:21","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=917"},"modified":"2014-10-16T14:58:21","modified_gmt":"2014-10-16T11:58:21","slug":"upcoming-bondora-rating","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/upcoming-bondora-rating\/","title":{"rendered":"Upcoming introduction of a Bondora Rating"},"content":{"rendered":"<p style=\"text-align: justify\">We are preparing for the <a href=\"https:\/\/www.goandgrow.eu\/blog\/explaining-bondora-rating\/\">launch of a Bondora Rating<\/a>\u00a0that would be used to estimate risk of loan applications and would like to give you an early preview of the upcoming change.<\/p>\n<p style=\"text-align: justify\">The model used for calculating the Rating\u00a0accounts for market specific levels of probability of default, exposure at default and recovery rates; thus, incorporating country risk into the\u00a0Bondora Rating. <strong>We believe that standardized credit rating and pricing mechanism will make investing across markets much easier for investors<\/strong>.<\/p>\n<p style=\"text-align: justify\">Testing and validation of the Rating\u00a0have been completed for Estonia, Finland and Spain, and we aim to fully validate it for Slovakia soon.<\/p>\n<p style=\"text-align: justify\">Once the Rating\u00a0is rolled out and accepted by investors, the platform will move away from current risk segments; however, the data that is used to calculate current segments will remain available.<\/p>\n<p style=\"text-align: justify\">We are aiming to launch the Bondora Rating\u00a0in November, but we would like to ensure you that <strong>we will provide additional information in the upcoming newsletters and allow for sufficient time to get familiar with the Bondora Rating\u00a0before we roll it out<\/strong> on the platform.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We are preparing for the launch of a Bondora Rating\u00a0that would be used to estimate risk of loan applications and would like to give you an early preview of the upcoming change. The model used for calculating the Rating\u00a0accounts for market specific levels of probability of default, exposure at default and recovery rates; thus, incorporating [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[],"class_list":["post-917","post","type-post","status-publish","format-standard","hentry","category-stats-and-data"],"acf":[],"featured_image":null,"categories_names":["Stats &amp; Data"],"category_name":"Stats &amp; Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=917"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/917\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=917"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=917"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}