American Banker<\/a> examined the trend of small banks seeking P2P solutions for their SBA expansion. The Small Business Administration helps companies secure financing for working capital, equipment, real estate and inventory purchases. Smaller, local banks act as intermediaries in these transactions. By partnering with marketplace lenders they can amplify their business offering.<\/p>\n ***<\/p>\n Tech Crunch<\/a> reported on a $3 million startup which uses the basic marketplace lending approach to help homebuyers get a mortgage. Users can shop for the best loan using the new interface which now has 10 different lenders. As the business grows the intention is to grow the lender base and promote competition to help the borrower.<\/p>\n ***<\/p>\n Business Insider<\/a> published an article exploring the state of marketplace lending today. The author suggests that to move forward P2P firms must \u201cadopt effective risk control infrastructure for investors to bring certainty to this asset class and therefore attract new capital.\u201d Many believe that with increased transparency comes legitimacy.<\/p>\n ***<\/p>\n The Economist <\/a>looked at the development of fintech (financial technology) and its evolution. The author explains how much of the development today is becoming one of cooperation. That is, traditional banks and P2P lenders are finding value in teaming up rather than competing.<\/p>\n ***<\/p>\n