{"id":7011,"date":"2017-04-04T14:49:31","date_gmt":"2017-04-04T11:49:31","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=7011"},"modified":"2017-04-04T14:49:31","modified_gmt":"2017-04-04T11:49:31","slug":"monthly-vintage-comparison-of-cumulative-cash-on-cash-returns","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/monthly-vintage-comparison-of-cumulative-cash-on-cash-returns\/","title":{"rendered":"Monthly vintage comparison of cumulative cash on cash returns"},"content":{"rendered":"<p align=\"left\">Do you ever ask yourself, \u201cHow long will it take for my investment to generate a return?\u201d The cumulative cash on cash return monthly comparison chart can give you some insight. This data is another new addition to our revised <a href=\"https:\/\/www.goandgrow.eu\/public-statistics\" target=\"_blank\" rel=\"noopener\">public&nbsp;statistics page<\/a>.<\/p>\n<p align=\"left\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7015\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/statistics-cumulative-cash-on-cash-return-monthly-comparison-e1491298621379.png\" alt=\"Cumulative cash on cash returns by month\" width=\"600\" height=\"355\" \/><\/p>\n<p align=\"left\">Simply put, the chart summarizes the progress that the&nbsp;investments from specific vintage are making towards the goal of repayment and, eventually, earning a return. The data on the horizontal x-axis shows the number of months that have passed since the&nbsp;investment was made. As the duration grows, the line slopes upwards as the cumulative amount repaid (seen on the y-axis) increases. Each curved line represents another year by default.<\/p>\n<p align=\"left\">The line extends above the 100% mark as investments surpass the original principal. Crossing that milestone means investments are&nbsp;starting to earn a return on top of the initial investment amount. The further back you look in years, the longer the line will be because the investments have had more time to mature.<\/p>\n<p align=\"left\">Users can only view one loan duration (or vintage) group at a time (i.e. 12, 24, 36, 48 or 60 month). The reason: combining different vintages&nbsp;within the same chart leads to incomparable data. However, you&nbsp;can choose to isolate the data to a specified period of time. Simultaneously, you can view the data by monthly, quarterly or yearly vintages depending on how granular you want to get.<\/p>\n<p align=\"left\">Finally, given that smaller portfolios experience greater volatility, the chart only reflects data from periods where a minimum of 200 loans were issued. For this reason you may need to extend the increment of periods (e.g. quarterly or yearly rather than monthly.)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you ever ask yourself, \u201cHow long will it take for my investment to generate a return?\u201d The cumulative cash on cash return monthly comparison chart can give you some insight. This data is another new addition to our revised public&nbsp;statistics page. Simply put, the chart summarizes the progress that the&nbsp;investments from specific vintage are [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-7011","post","type-post","status-publish","format-standard","hentry","category-bondora-news"],"acf":[],"featured_image":null,"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/7011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=7011"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/7011\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=7011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=7011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=7011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}