{"id":6899,"date":"2017-03-23T17:49:49","date_gmt":"2017-03-23T15:49:49","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=6899"},"modified":"2017-03-23T17:49:49","modified_gmt":"2017-03-23T15:49:49","slug":"benchmark-returns-new-annualized-net-return-investment-graph","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/benchmark-returns-new-annualized-net-return-investment-graph\/","title":{"rendered":"Benchmark your returns with the new Annualized Net Return On Investment graph"},"content":{"rendered":"<p align=\"left\">As part of our <a href=\"https:\/\/www.goandgrow.eu\/public-statistics\" target=\"_blank\" rel=\"noopener\">general<\/a> and <a href=\"https:\/\/www.goandgrow.eu\/statistics\" target=\"_blank\" rel=\"noopener\">personal statistics<\/a> page redesigns we have updated the look and data on the Annualized Net Return on Investment graph. Our approach is to provide a more complete reading of returns and how they compare to benchmarks.<\/p>\n<p align=\"center\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-6903\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/stats-annualized-return-chart-e1490278145549.png\" alt=\"Annualized Net Return On Investment graph\" width=\"600\" \/><\/p>\n<p align=\"left\">Users can click the small display setting&nbsp;icon in the top right corner to select which of these comparison options&nbsp;they want included in the graph.<\/p>\n<p align=\"center\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-6909\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/stats-annualized-chart-settings.png\" alt=\"Annualized Net Return graph display settings\" width=\"593\" \/><\/p>\n<h3>Benchmark: Barclay\u2019s Pan-European High-Yield Index<\/h3>\n<p align=\"left\">We\u2019ve selected Barclay\u2019s Pan-European High-Yield Index as a benchmark for your Bondora performance. We believe this is a reasonable basis for measuring the success of your portfolio. While risk levels vary due to differing investing styles (conservative, aggressive, etc.), the overall nature of a Bondora portfolio is similar to that of a high yield bond index because you are lending money and earning interest. Barclay&#8217;s index is marked on the graph with orange line.<\/p>\n<h3>Realised Current Net Return<\/h3>\n<p align=\"left\">You\u2019ll notice that on the General Statistics page we\u2019ve seen consistent outperformance of this benchmark as seen by the realized current net return (Xirr). The same data point is available for your own portfolio on your personal&nbsp;statistics page. This data is represented with a blue line. Hover over each dot for a reading of the performance month or quarter.<\/p>\n<h3>Portfolio Expected Return<\/h3>\n<p align=\"left\">The green line represents the portfolio\u2019s expected return. This calculation is simply the weighted average of the expected return multiplied by the outstanding principal. The value ranges are marked on the graph with light green.<\/p>\n<h3>Portfolio Expected Return Based on Original Balance<\/h3>\n<p align=\"left\">This darker green line is calculated by taking the weighted average of the expected return multiplied by the purchase price of a note.&nbsp;The value ranges are marked on the graph with darker&nbsp;green.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As part of our general and personal statistics page redesigns we have updated the look and data on the Annualized Net Return on Investment graph. Our approach is to provide a more complete reading of returns and how they compare to benchmarks. Users can click the small display setting&nbsp;icon in the top right corner to [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-6899","post","type-post","status-publish","format-standard","hentry","category-bondora-news"],"acf":[],"featured_image":null,"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/6899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=6899"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/6899\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=6899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=6899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=6899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}