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Over the last week, the focus has been on our Portfolio Manager tool more than in the last few weeks.<\/p>\n
Yesterday, we talked about the performance of principal recovery from our late payers. 3 of our 4 countries saw either an increase in recoveries or a 100% recovery of principal. Following a strong increase of recoveries in September, Estonia and Finland saw a slight decrease of recovery over the last month. On the other hand, recoveries from Spain and Slovakia improved significantly in the second quarter of 2016.<\/p>\n
Read more about it<\/a><\/p>\n Our Industry report focused on India, China, and the European banking system and how the public sees peer lending as a real and nimble competitor to European banks. Our readers might also take interest in news about the so-called InsurTech) as the next big thing in finance industry (insurance industry disruption similar to fintech impact).<\/p>\n Read more about it<\/a><\/p>\n We answered the common question of why the conservative strategy in Portfolio Manager means we still end up with HR loans in our portfolio<\/a>. It\u2019s an understandable question since HR is the most aggressive, highest rate and conservative is the least aggressive of the investing strategies. The answer has to do with overall portfolio expected returns and making sure the overall expected return of the portfolio hits the conservative rates that we target.<\/p>\n Read more about it<\/a><\/p>\n The Portfolio Manager feature update is about reducing cash drag by removing the seldom used \u201eMinimum loans in portfolio\u201c setting. In the upcoming release we will also start running the Portfolio Manager as soon as loans hit the market.<\/p>\nWeekly industry news roundup<\/a><\/h3>\n
Why does Portfolio Manager invest into HR loans with conservative strategy?<\/a><\/h3>\n
Updates to Portfolio Manager settings<\/a><\/h3>\n