{"id":462231,"date":"2026-07-07T11:58:23","date_gmt":"2026-07-07T08:58:23","guid":{"rendered":"https:\/\/goandgrow.eu\/?p=462231"},"modified":"2026-07-20T13:45:44","modified_gmt":"2026-07-20T10:45:44","slug":"deep-dive-into-bondora-groups-2025-financial-report","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/deep-dive-into-bondora-groups-2025-financial-report\/","title":{"rendered":"Deep Dive Into Bondora Group\u2019s 2025 Financial Report"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Bondora Group\u2019s 2025 financial results are in, giving Go &amp; Grow investors a clear insight into the business driving their returns. The Financial Report covers another successful year for Bondora Group, marked by strong financial performance and continued development of the core lending business.&nbsp;Below, we look at the key results and what they mean for Go &amp; Grow investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The key results from 2025<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bondora\u2019s 2025 results show strong momentum across all core areas: lending activity, revenue, and profitability. Here\u2019s how the key figures compare to 2024:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>2024<\/strong><\/td><td><strong>2025<\/strong><\/td><td><strong>Change<\/strong><\/td><\/tr><tr><td>Loans issued<\/td><td>\u20ac262M<\/td><td>\u20ac349M<\/td><td>+33%<\/td><\/tr><tr><td>Revenue<\/td><td>\u20ac52.6M<\/td><td>\u20ac62.7M<\/td><td>+19.2%<\/td><\/tr><tr><td>Net profit<\/td><td>\u20ac1.2M<\/td><td>\u20ac9.5M<\/td><td>+691.7%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">This marks Bondora Group\u2019s <strong>9th consecutive year of profitability<\/strong>, a track record built on strategic execution and a business model that performs across shifting market cycles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&gt;&gt; <a href=\"https:\/\/help.goandgrow.eu\/hc\/en-us\/article_attachments\/37019886405394\">View the full 2025 Financial Report here<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What this means for Go &amp; Grow investors<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For Go &amp; Grow investors, these numbers provide a clear view of the financial foundation behind their returns of up to 6%* per year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2025, Bondora Group did not simply issue more loans \u2013 it increased lending activity while delivering a more profitable financial result, proving that the company\u2019s business model can scale efficiently as it grows.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This gives important insights for investors: the foundation behind Go &amp; Grow expanded with discipline, improved in profitability, and continued to strengthen its long-term resilience for the future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Risk management behind Go &amp; Grow<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Alongside the financial results, the report also provides background on the risk management framework supporting Bondora Group\u2019s lending operations. For Go &amp; Grow, the following areas are particularly relevant:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Risk and return model:<\/strong> Go &amp; Grow\u2019s return model is designed to support long-term product sustainability.<strong> <\/strong>Net returns above the capped yield are retained and reinvested as a buffer to strengthen reserves and support the long-term stability of Go &amp; Grow.<\/li>\n\n\n\n<li><strong>Liquidity monitoring:<\/strong> Liquidity is managed through active planning, ongoing monitoring, and stress testing, taking into account borrower cash flows, investor withdrawal behavior, and other relevant factors.&nbsp;<\/li>\n\n\n\n<li><strong>Recoveries and portfolio management<\/strong>: When credit customers fall behind on repayments, Bondora follows structured recovery processes across its operating countries, using a consistent, data-driven approach to recover value over time.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">The way forward<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In the CEO Letter of Bondora Group\u2019s 2025 Financial Report, CEO P\u00e4rtel Tomberg outlines the Group\u2019s focus for the years ahead:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cOur priorities are clear: grow the portfolio sustainably while improving performance, scale our EU footprint with disciplined execution, keep raising the bar on technology, product simplicity, and customer experience, and strengthen resilience through mature risk management and governance.\u201d<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"600\" src=\"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/CEO-Partel-Tomberg-3-1024x600.png\" alt=\"CEO Pa\u0308rtel Tomberg\" class=\"wp-image-462814\" style=\"width:728px;height:auto\" srcset=\"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/CEO-Partel-Tomberg-3-1024x600.png 1024w, https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/CEO-Partel-Tomberg-3-300x176.png 300w, https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/CEO-Partel-Tomberg-3-768x450.png 768w, https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/CEO-Partel-Tomberg-3.png 1296w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Thank you for 2025<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2025 was another important year for Go &amp; Grow and the community around it. We reached an important milestone, with more than 500,000 customers now having joined Go &amp; Grow, and since 2008, investors have entrusted more than \u20ac2 billion across the wider platform.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We\u2019re grateful for the trust so many people continue to place in us as part of their financial journey. Thank you for being part of the Go &amp; Grow community \u2013 we\u2019ll continue sharing transparent updates and insights to help you stay informed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&gt;&gt; <a href=\"https:\/\/help.goandgrow.eu\/hc\/en-us\/article_attachments\/37019886405394\">View the full 2025 Financial Report here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bondora Group\u2019s 2025 financial results are in, giving Go &amp; Grow investors a clear insight into the business driving their returns. The Financial Report covers another successful year for Bondora Group, marked by strong financial performance and continued development of the core lending business.&nbsp;Below, we look at the key results and what they mean for [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":462400,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[103],"class_list":["post-462231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bondora-news","tag-english"],"acf":[],"featured_image":{"url":"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2026\/07\/Blog-EN-1200x628-V1.png","width":1200,"height":628},"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/462231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=462231"}],"version-history":[{"count":12,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/462231\/revisions"}],"predecessor-version":[{"id":462836,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/462231\/revisions\/462836"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media\/462400"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=462231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=462231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=462231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}