{"id":29120,"date":"2020-02-10T13:51:55","date_gmt":"2020-02-10T11:51:55","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=29120"},"modified":"2020-02-10T13:51:55","modified_gmt":"2020-02-10T11:51:55","slug":"a-solid-6-gain-for-secondary-market-transactions-in-january","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/a-solid-6-gain-for-secondary-market-transactions-in-january\/","title":{"rendered":"A solid 6% gain for secondary market transactions in January"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For the third consecutive month, Bondora secondary market transactions increased. A total of \u20ac953,282 in secondary market transactions were conducted in January, up by 6.0% <a href=\"https:\/\/www.goandgrow.eu\/blog\/2019-ends-with-even-more-secondary-market-transactions\/\">compared to December<\/a>. Surprisingly, the increase was fueled by API transactions, which were higher by 18.2% to a total of \u20ac230,377. Portfolio Manager transactions were also higher, up to \u20ac400,488 from \u20ac346,580 a month ago.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Sec-Market-total-volume-Jan-2020-Bondora.png\" alt=\"Sec Market total volume Jan 2020 - Bondora\" class=\"wp-image-29121\" \/><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Current Loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Current loan transactions increased by 9.0% in January, totaling \u20ac846,566. This made current loans account for 88.8% of all secondary market transactions in January, slightly higher than the 86.4% ratio from December. Manual transactions were actually lower on the month, down by 7.9% to \u20ac222,929.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Sec-Market-current-loans-Jan-2020-Bondora.png\" alt=\"Sec Market current loans Jan 2020 - Bondora\" class=\"wp-image-29127\" \/><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Overdue Loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There was another decrease in overdue loan transactions, which fell 14.4% to \u20ac39,445 on the month. The only category of overdue loans higher on the month were API transactions made at par value, totaling \u20ac2,116 in January.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Sec-Market-overdue-loans-Jan-2020-Bondora.png\" alt=\"Sec Market overdue loans Jan 2020 - Bondora\" class=\"wp-image-29133\" \/><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Defaulted Loans<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Much like overdue loans, defaulted loan transactions were also lower in January. There was a total of \u20ac67,840 of defaulted loans transacted on the month, a decline of 11.0%. Bucking the trend were manual transactions at par value, which increased by 29.2% to \u20ac30,227.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Sec-Market-defaulted-loans-Jan-2020-Bondora.png\" alt=\"Sec Market defaulted loans Jan 2020 - Bondora\" class=\"wp-image-29139\" \/><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">The secondary market continues to grow<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Bondora secondary market began the new year where it left off, continuing to grow steadily in transaction volume. Defaulted loan transactions once again outpaced transactions for overdue loans, a trend which will be one to monitor in the coming months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Always remember, investors should not seek higher returns from <a href=\"https:\/\/www.goandgrow.eu\/blog\/how-to-sell-on-secondary-market\/\">buying and selling loans on the Bondora secondary market<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can learn more about the <a href=\"https:\/\/www.goandgrow.eu\/en\/secondary-market\">Bondora secondary market here<\/a>, or contact an experienced Investor Relations Associate at <a href=\"mailto:investor@goandgrow.eu\">investor@goandgrow.eu<\/a>.<\/p>\n\n\n\n<p class=\"has-background has-very-light-gray-background-color wp-block-paragraph\"><em>*As with any investment, your capital is at risk and the investments are not guaranteed. The yield is up to 6.75% p.a. Before deciding to invest, please <a href=\"https:\/\/www.goandgrow.eu\/en\/riskstatement\">review our risk statement<\/a> or consult with a financial advisor if necessary.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For the third consecutive month, Bondora secondary market transactions increased. A total of \u20ac953,282 in secondary market transactions were conducted in January, up by 6.0% compared to December. Surprisingly, the increase was fueled by API transactions, which were higher by 18.2% to a total of \u20ac230,377. Portfolio Manager transactions were also higher, up to \u20ac400,488 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[],"class_list":["post-29120","post","type-post","status-publish","format-standard","hentry","category-stats-and-data"],"acf":[],"featured_image":null,"categories_names":["Stats &amp; Data"],"category_name":"Stats &amp; Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/29120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=29120"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/29120\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=29120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=29120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=29120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}