{"id":25228,"date":"2019-10-01T15:52:13","date_gmt":"2019-10-01T12:52:13","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=25228"},"modified":"2019-10-01T15:52:13","modified_gmt":"2019-10-01T12:52:13","slug":"top-questions-from-investors-in-september-2019","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/top-questions-from-investors-in-september-2019\/","title":{"rendered":"Top questions from investors in September 2019 \u2013 Answered by Kairi"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Hi there! I\u2019m Kairi, and I joined Bondora more than five years ago in 2013 when there were fewer than ten people in the company. Today, Bondora has over 80,000 investors (this number is growing daily) from 85 countries all around the world who\u2019ve invested more than \u20ac270M.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Top-questions-from-investors-in-May-Bondora-1024x552.jpg\" alt=\"Top questions from investors\" class=\"wp-image-23074\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Starting as an assistant, I\u2019ve worked across several departments within Bondora, and I\u2019m now leading our Investor Associate\u2019s team. We strive to give first-class customer service to all of our investors. Here\u2019s a little overview of the commonly asked questions during September. Happy reading.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Do you plan to release an app?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes &#8211; it is planned toward the end of the year. Initially, it will be only for an exclusive number of existing Go &amp; Grow investors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Creating an app was actually one of the ideas that stood out from many that our investors have submitted via Wishlist over the past year. In our last monthly overview, we told you about <a href=\"https:\/\/www.goandgrow.eu\/blog\/the-top-questions-from-investors-in-july-2019-answered-by-kairi\/\">Wishlist<\/a> and the recent improvements to it. It\u2019s now even more convenient to submit, track, and upvote the ideas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ahem. Feel free to submit yours &#8211; we\u2019d love to get your help to create a better platform for all investors!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Are loans issued by the platform, or via originators\/intermediates?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Under the legal structure which Bondora operates, the loan originator can only be Bondora. This means that Bondora issues all loans itself and doesn\u2019t use intermediates.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. How can I change\/cancel my recurring payment plan?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can change your subscription or stop your recurring payments anytime you wish. To review your current recurring payment plan and change it:<br \/><br \/>1- Click the \u2018Add money\u2019 tab from the left menu and select the card icon:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Add-money-tab-Bondora-1024x260.png\" alt=\"Add money tab - Bondora\" class=\"wp-image-25229\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">2 &#8211; You will be given the option to make changes\/deactivate it.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Bondora-confirmation.png\" alt=\"Bondora confirmation\" class=\"wp-image-25232\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">3 &#8211; And it&#8217;s done!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. I invested 1000\u20ac in the first 30 days of my Bondora account, but the person who referred me didn\u2019t get the 5% of referral bonus (50\u20ac) that I see under my \u201cInvite Friends\u201d tab, but 25\u20ac and I also received 25\u20ac. Is this an error?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We have different referral incentives in use, which are assigned randomly.<br \/> This means that you and your friend might have different incentives.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this scenario &#8211; if <strong>you<\/strong> refer someone to Bondora, you\u2019ll get 5% of whatever they invested within their first 30 days since registering. However, the person who referred you had a different incentive applied to their account. For more details, please double-check the exact terms that apply from the Terms and Conditions, below the <a href=\"https:\/\/www.goandgrow.eu\/en\/refer-a-friend\">&#8216;Invite Friends&#8217;<\/a> page.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5.\nCan I open an account for my family members \u2013 e.g., children, grandparents?<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Account-for-minors-Bondora.png\" alt=\"Account for minors - Bondora\" class=\"wp-image-25235\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s not possible to open an account for minors or on behalf of other persons, but we have a solution for this! You can easily create up to 3 separate Go &amp; Grow accounts within your own <a href=\"https:\/\/www.goandgrow.eu\/en\/login\">Bondora account<\/a> \u2013 all with a separate goal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, you may want to invest for your child\u2019s future university costs or grandparent\u2019s holiday trip. All of this can be achieved\u2014and achieved easily\u2014with Go &amp; Grow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>In case you have any further questions,\nplease don\u2019t hesitate to contact us\u2014our team is happy to assist you in any way.\nYou can email us at investor@goandgrow.eu or (during business hours, Mo-Fr: 9\u201317\nEET) reach us by phone at +44 1568 6300 06.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hi there! I\u2019m Kairi, and I joined Bondora more than five years ago in 2013 when there were fewer than ten people in the company. Today, Bondora has over 80,000 investors (this number is growing daily) from 85 countries all around the world who\u2019ve invested more than \u20ac270M.&nbsp; Starting as an assistant, I\u2019ve worked across [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-25228","post","type-post","status-publish","format-standard","hentry","category-bondora-news"],"acf":[],"featured_image":null,"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/25228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=25228"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/25228\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=25228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=25228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=25228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}