{"id":22540,"date":"2019-04-11T15:00:15","date_gmt":"2019-04-11T12:00:15","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=22540"},"modified":"2019-04-11T15:00:15","modified_gmt":"2019-04-11T12:00:15","slug":"can-the-net-return-fall-below-6-75-go-grow-risks-part-1","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/can-the-net-return-fall-below-6-75-go-grow-risks-part-1\/","title":{"rendered":"Can the net return fall below 6.75%? Go &amp; Grow risks \u2013 Part 1 (Video)"},"content":{"rendered":"\n<p align=\"center\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\">Click here for the <a rel=\"noreferrer noopener\" aria-label=\"German (opens in a new tab)\" href=\"https:\/\/www.youtube.com\/watch?v=n7MHFzfiFX0\" target=\"_blank\">German<\/a> or <a rel=\"noreferrer noopener\" aria-label=\"Estonian (opens in a new tab)\" href=\"https:\/\/www.youtube.com\/watch?v=WafINSyFs3Y\" target=\"_blank\">Estonian<\/a> video.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\"><a href=\"https:\/\/www.goandgrow.eu\/en\/goandgrow\">A headline benefit of Go &amp; Grow<\/a> is the high-yielding return of 6.75%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\">Despite our historic return rates, a proprietary credit scoring model developed over a decade and a reserve fund \u2013 there\u2019s still a risk that the net return may fall below 6.75%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\">For example, if the amount of investments in Go &amp; Grow significantly exceeds the amount we can originate in loans, this results in a percentage of the portfolio remaining in cash. In other words, there could be a lot of money that\u2019s not earning any return.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\">In this scenario, we may decide to add a limit to the amount new investors can deposit. Or in an extreme case, we could decide to stop accepting new investors altogether and form a waiting list \u2013 similar to Zopa in the United Kingdom.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"text-align:left\">While this scenario is unlikely, we want all Go &amp; Grow investors to be aware of the risks and our action plans in place.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Click here for the German or Estonian video. A headline benefit of Go &amp; Grow is the high-yielding return of 6.75%. Despite our historic return rates, a proprietary credit scoring model developed over a decade and a reserve fund \u2013 there\u2019s still a risk that the net return may fall below 6.75%. For example, if [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-22540","post","type-post","status-publish","format-standard","hentry","category-bondora-news"],"acf":[],"featured_image":null,"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/22540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=22540"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/22540\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=22540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=22540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=22540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}