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<\/p>\nKairi joined Bondora five years ago when there were fewer than ten people in the company. Starting as an assistant, Kairi has worked across several departments within Bondora and\u2014as a result\u2014knows the business inside and out. She\u2019s now leading our Associate’s team and strives to give first-class customer service to all of our investors.<\/p>\n
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Yes, we support a variety of payment options. For example, you can use your VISA\/Mastercard to make your transfer, where payments are almost instant.<\/p>\n
Another convenient and fast way is to use Trustly<\/a><\/u>. Trustly is an intelligent system that lets you deposit to Bondora<\/a> directly from your bank account safely, and it\u2019s faster than a regular bank payment. It supports over 3,300 banks, and you don\u2019t have to sign up with them directly to use it. All you have to do is select \u201cAdd money\u201d via Trustly on your Bondora account, select your bank and country, log in to your online bank, fill in the details, and it\u2019s done.<\/p>\n The daily return for Go & Grow is calculated using compounding interest with actual days in a year (365 days). The daily return, assuming 6.75%* p.a., is calculated using the Go & Grow Account Value as of Yesterday (1+6.75%) in the power of (1\/365).<\/p>\n This means that everything you earn will be re-invested and also increases your Account Value, so you can benefit from compounding interest<\/a><\/u>.<\/p>\n We use a proprietary credit modeling system which brings together 1,000\u2019s of unique data points to determine how likely it is that a borrower will default on their loan. Traditional data from credit bureaus, population registries, and employment are of course taken in to account, but we also use non-traditional methods like social media and how they use our site.<\/p>\n Each borrower is then given a credit rating ranging from AA \u2013 HR (low to high risk), so we can then match this with our investors chosen risk strategy.<\/p>\n In our experience, the majority of investors are averse to volatility. Instead, they prefer to know upfront what they can expect their net return to be, so we simply set their expectations in line with this when they begin investing with us.<\/p>\n This way, they can plan ahead and define a clear strategy for a healthy financial future. Then there aren\u2019t any surprises and no need for a \u201cguarantee\u201d.<\/p>\n The two main advantages are simplicity and time.<\/p>\n You don\u2019t need a degree in finance or experience working in a major global bank to start investing with Bondora<\/a>. With this in mind – we\u2019ve made sure the investor lifestyle is accessible for everyone, no matter if you\u2019re a student, stay-at-home mom or if you\u2019re retired. There are no barriers for anyone to begin, and the simplest way is Go & Grow<\/a>.<\/p>\n On-going time management is also a huge advantage that\u2019s often overlooked. It\u2019s quite common for most of our investors to log in every now and then to see how their account is doing, without the need for any manual intervention. If you\u2019re trading stocks or buying real-estate, you can expect this to become part of your lifestyle as there\u2019s consistent research, analysis and management required \u2013 not to mention a different risk level.<\/p>\n2. Can you explain how the return is calculated for my Go & Grow?<\/h2>\n
3. How do you calculate the risk category of a loan or a borrower?<\/h2>\n
4. Some of the P2P platforms offer a buyback guarantee for loans. What do you think of this and are there plans to also offer such a guarantee?<\/h2>\n
5. I\u2019d like to know what are the advantages of Bondora for investors over other asset classes, e.g. shares and real-estate?<\/h2>\n
Still have any questions? Reach out to me today at investor@goandgrow.eu<\/a><\/h3>\n