{"id":195232,"date":"2016-12-08T16:15:17","date_gmt":"2016-12-08T14:15:17","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=5587"},"modified":"2016-12-08T16:15:17","modified_gmt":"2016-12-08T14:15:17","slug":"monitoring-loans-customized-repayments-report","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/monitoring-loans-customized-repayments-report\/","title":{"rendered":"Monitoring loans with customized Repayments report"},"content":{"rendered":"<p>The <a href=\"https:\/\/www.goandgrow.eu\/reports\/index\/\" target=\"_blank\" rel=\"noopener\">Reports<\/a>&nbsp;page&nbsp;of the Bondora interface offers a host of customizable data so users can manage their investments. The \u201cRepayments\u201d report allows investors to monitor how well borrowers are fulfilling their obligations.<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5589\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Reports-repayments-e1481205647284.png\" alt=\"reports-repayments\" width=\"600\" height=\"358\" \/><\/p>\n<p align=\"justify\">The only input required to generate a report is a start and end date. Users can then download a CSV file to their desktop. Each investment (&#8220;<em>note_id&#8221;<\/em>) is listed individually, along with the loan_id that the investment is part of. With this data users can view detailed information on principal repayments, interest repayments and the repayment of late fees.<\/p>\n<p>When an investor chooses a loan or a general investing strategy (conservative, moderate or aggressive) with Bondora they are choosing a risk level. For this reason the repayments report is an important tool for determining how well an investor\u2019s portfolio is performing relative to a particular risk profile. Since all the loans with their <em>loan_id<\/em>&#8216;s are&nbsp;also available from the <a href=\"https:\/\/www.goandgrow.eu\/public-reports\" target=\"_blank\" rel=\"noopener\">Public Reports<\/a> &#8220;Loan dataset&#8221; file, it is possible to view the total&nbsp;repayments from a specific loan.<\/p>\n<p>Users can choose not to enter a specified period. This will generate a report covering the entirety of their investment period with Bondora.<\/p>\n<p>The information in this report is granular level version of the total investment quality across our platform. Over the last several years we have seen a decline in the number of overdue loans. This trend has been simultaneous with a growing level of current loans. A graphical representation of this trend can be found on <a href=\"https:\/\/www.goandgrow.eu\/public-statistics\" target=\"_blank\" rel=\"noopener\">General Statistics<\/a> page.<\/p>\n<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5591\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/investment-quality-all-loans.png\" alt=\"investment-quality-all-loans\" width=\"551\" height=\"483\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Reports&nbsp;page&nbsp;of the Bondora interface offers a host of customizable data so users can manage their investments. The \u201cRepayments\u201d report allows investors to monitor how well borrowers are fulfilling their obligations. The only input required to generate a report is a start and end date. Users can then download a CSV file to their desktop. [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-195232","post","type-post","status-publish","format-standard","hentry","category-bondora-news"],"acf":[],"featured_image":null,"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=195232"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195232\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=195232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=195232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=195232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}