{"id":195133,"date":"2016-10-04T14:50:52","date_gmt":"2016-10-04T11:50:52","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=4895"},"modified":"2016-10-04T14:50:52","modified_gmt":"2016-10-04T11:50:52","slug":"monthly-origination-summary-september-2016","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/monthly-origination-summary-september-2016\/","title":{"rendered":"Monthly origination summary \u2013 September 2016"},"content":{"rendered":"<p>September was a good month for loan originations. Bondora originated just over 2.6 million EUR in loans during the month. Below is the breakdown of originations by country and rating for the period of September 2016.<\/p>\n<h2>Loan origination by country<\/h2>\n<p>At 58% of all September originations, Estonia is still the biggest source for loan originations. From Spain, originations amounted to 26% and the remaining 15% comes from Finland.<\/p>\n<div class=\"responsive-table\">\n<table class=\"bondora-table\">\n<thead>\n<tr>\n<th class=\"table-header\" colspan=\"4\">Share by country \u2013 September 2016<\/th>\n<\/tr>\n<tr class=\"green-bg\">\n<td>Country<\/td>\n<td>Interest<\/td>\n<td>Amount<\/td>\n<td>Share<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th><strong>ESTONIA<\/strong><\/th>\n<td>25,77%<\/td>\n<td>1534395<\/td>\n<td>58,41%<\/td>\n<\/tr>\n<tr>\n<th><strong>SPAIN<\/strong><\/th>\n<td>58,74%<\/td>\n<td>691130<\/td>\n<td>26,31%<\/td>\n<\/tr>\n<tr>\n<th><strong>FINLAND<\/strong><\/th>\n<td>34,46%<\/td>\n<td>401335<\/td>\n<td>15,28%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>Loan origination by grade<\/h2>\n<p>Thanks to Spain, our largest origination source across all countries was from HR rating at 25.87%, followed by D rating loans at 18.76%. However, ratings C, E and F are in the tight range of 13.83% to 15.30% of total originations for September.<\/p>\n<p>In Spain, our largest originations, by far, came from the HR grade at 568,515 EUR. It\u2019s a 21% share of all loans. In Estonia, 2\/3 of all loans originated were from the C,D and E loan grades (66%). The most popular loan grade in Finland was the D grade where originations amounted to 121,255 EUR.<\/p>\n<div class=\"responsive-table\">\n<table class=\"bondora-table\">\n<thead>\n<tr>\n<th class=\"table-header\" colspan=\"10\">Share by country and grade \u2013 September\u00a02016<\/th>\n<\/tr>\n<tr>\n<th><\/th>\n<th colspan=\"3\"><img loading=\"lazy\" decoding=\"async\" class=\"country-flag alignnone\" src=\"https:\/\/i1.wp.com\/www.goandgrow.eu\/content\/img\/flags\/et.png?w=1024&amp;ssl=1\" alt=\"Monthly origination summary \u2013 September 2016 Estonia\" width=\"18\" height=\"18\" \/><strong>ESTONIA<\/strong><\/th>\n<th colspan=\"3\"><img loading=\"lazy\" decoding=\"async\" class=\"country-flag alignnone\" src=\"https:\/\/i2.wp.com\/www.goandgrow.eu\/content\/img\/flags\/es.png?w=1024&amp;ssl=1\" alt=\"Monthly origination summary \u2013 September 2016 Spain\" width=\"18\" height=\"18\" \/><strong>SPAIN<\/strong><\/th>\n<th colspan=\"3\"><img loading=\"lazy\" decoding=\"async\" class=\"country-flag alignnone\" src=\"https:\/\/i2.wp.com\/www.goandgrow.eu\/content\/img\/flags\/fi.png?w=1024&amp;ssl=1\" alt=\"Monthly origination summary \u2013 September 2016 Finland\" width=\"18\" height=\"18\" \/><strong>FINLAND<\/strong><\/th>\n<\/tr>\n<tr class=\"green-bg\">\n<th>BR<\/th>\n<th>Interest<\/th>\n<th>Amount<\/th>\n<th>Share<\/th>\n<th>Interest<\/th>\n<th>Amount<\/th>\n<th>Share<\/th>\n<th>Interest<\/th>\n<th>Amount<\/th>\n<th>Share<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<th class=\"border-right\"><strong>AA<\/strong><\/th>\n<td>10,42%<\/td>\n<td>14335<\/td>\n<td class=\"border-right\">0,93%<\/td>\n<td><\/td>\n<td><\/td>\n<td class=\"border-right\"><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>A<\/strong><\/th>\n<td>12,59%<\/td>\n<td>59905<\/td>\n<td class=\"border-right\">3,90%<\/td>\n<td><\/td>\n<td><\/td>\n<td class=\"border-right\"><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>B<\/strong><\/th>\n<td>16,03%<\/td>\n<td>239790<\/td>\n<td class=\"border-right\">15,63%<\/td>\n<td><\/td>\n<td><\/td>\n<td class=\"border-right\"><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>C<\/strong><\/th>\n<td>21,11%<\/td>\n<td>332640<\/td>\n<td class=\"border-right\">21,68%<\/td>\n<td><\/td>\n<td><\/td>\n<td class=\"border-right\"><\/td>\n<td>22,08%<\/td>\n<td>42825<\/td>\n<td>10,67%<\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>D<\/strong><\/th>\n<td>26,03%<\/td>\n<td>371485<\/td>\n<td class=\"border-right\">24,21%<\/td>\n<td><\/td>\n<td><\/td>\n<td class=\"border-right\"><\/td>\n<td>27,37%<\/td>\n<td>121255<\/td>\n<td>30,21%<\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>E<\/strong><\/th>\n<td>32,02%<\/td>\n<td>304015<\/td>\n<td class=\"border-right\">19,81%<\/td>\n<td>35,99%<\/td>\n<td>6900<\/td>\n<td class=\"border-right\">1,00%<\/td>\n<td>33,64%<\/td>\n<td>90865<\/td>\n<td>22,64%<\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>F<\/strong><\/th>\n<td>37,57%<\/td>\n<td>150160<\/td>\n<td class=\"border-right\">9,79%<\/td>\n<td>43,16%<\/td>\n<td>115715<\/td>\n<td class=\"border-right\">16,74%<\/td>\n<td>40,14%<\/td>\n<td>97420<\/td>\n<td>24,27%<\/td>\n<\/tr>\n<tr>\n<th class=\"border-right\"><strong>HR<\/strong><\/th>\n<td>48,25%<\/td>\n<td>62065<\/td>\n<td class=\"border-right\">4,04%<\/td>\n<td>63,40%<\/td>\n<td>568515<\/td>\n<td class=\"border-right\">82,26%<\/td>\n<td>54,18%<\/td>\n<td>48970<\/td>\n<td>12,20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Overall, we had an excellent month of loan volume spread across all countries and grades.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>September was a good month for loan originations. Bondora originated just over 2.6 million EUR in loans during the month. Below is the breakdown of originations by country and rating for the period of September 2016. Loan origination by country At 58% of all September originations, Estonia is still the biggest source for loan originations. [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[],"class_list":["post-195133","post","type-post","status-publish","format-standard","hentry","category-stats-and-data"],"acf":[],"featured_image":null,"categories_names":["Stats &amp; Data"],"category_name":"Stats &amp; Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=195133"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195133\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=195133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=195133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=195133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}