{"id":195123,"date":"2016-07-05T17:07:49","date_gmt":"2016-07-05T14:07:49","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=3539"},"modified":"2016-07-05T17:07:49","modified_gmt":"2016-07-05T14:07:49","slug":"marketplace-lending-origination-summary-june-2016","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/marketplace-lending-origination-summary-june-2016\/","title":{"rendered":"Monthly Loan origination summary \u2013 June 2016"},"content":{"rendered":"

Dear readers. Last month we kicked off with different monthly overviews here on the blog. If you missed the updates, here are the links – loan origination overview for May<\/a> and portfolio performance update<\/a>.<\/p>\n

General market activity in June was dominated by Britain\u2019s EU referendum. Despite the current uncertainty around it, June provided another encouraging month for Bondora.<\/p>\n

In June 2016 we processed \u20ac37,831,605<\/strong> worth of loan applications, out of which we approved \u20ac4,831,495\u00a0<\/strong>(13%) to the marketplace. In total our investors financed \u20ac2,070,975<\/strong> worth of loans.<\/p>\n

Below is our loan origination update\u00a0for month ending June\u00a030, 2016 which highlights some of the key aspects in country and grade level.<\/p>\n

Loan origination by country<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
Share by country \u2013 June 2016<\/th>\n<\/tr>\n
Country<\/td>\nInterest<\/td>\nAmount<\/td>\nShare<\/td>\n<\/tr>\n<\/thead>\n
ESTONIA<\/strong><\/th>\n25,74%<\/td>\n1302575<\/td>\n62,9%<\/td>\n<\/tr>\n
SPAIN<\/strong><\/th>\n55,93%<\/td>\n224495<\/td>\n10,84%<\/td>\n<\/tr>\n
FINLAND<\/strong><\/th>\n32,31%<\/td>\n543905<\/td>\n26,26%<\/td>\n<\/tr>\n
Total<\/td>\n30,74%<\/td>\n2070975<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
    \n
  • We continue to see heightened activity around the Estonian loans.\u00a0Out of all the issued loans in June 2016, the largest share of 62,9% went to Estonia in the amount of \u20ac1,302,575. Followed by Finland with 26,26% and Spain with 10,84%.<\/li>\n
  • Borrowers from Spain pay the highest interest rate of 55,93%, followed by Finnish borrowers with 32,31% and Estonian borrowers with 25,74%.<\/li>\n
  • Although the interest rates are still very high in Spain, compared to May 2016 they have decreased by 2,5 percentage points, hence\u00a0becoming less riskier for the investor.<\/li>\n<\/ul>\n

    Loan origination by grade<\/h2>\n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Share by country and grade \u2013 June 2016<\/th>\n<\/tr>\n
    <\/th>\n\"LoanESTONIA<\/strong><\/th>\n\"LoanSPAIN<\/strong><\/th>\n\"LoanFINLAND<\/strong><\/th>\n<\/tr>\n
    BR<\/th>\nInterest<\/th>\nAmount<\/th>\nShare<\/th>\nInterest<\/th>\nAmount<\/th>\nShare<\/th>\nInterest<\/th>\nAmount<\/th>\nShare<\/th>\n<\/tr>\n<\/thead>\n
    AA<\/strong><\/th>\n9,61%<\/td>\n20920<\/td>\n1,01%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    A<\/strong><\/th>\n12,43%<\/td>\n55700<\/td>\n2,7%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    B<\/strong><\/th>\n16,22%<\/td>\n189680<\/td>\n9,2%<\/td>\n<\/td>\n<\/td>\n<\/td>\n14,72%<\/td>\n1060<\/td>\n\u00a00,1%<\/td>\n<\/tr>\n
    C<\/strong><\/th>\n21,06%<\/td>\n318975<\/td>\n15,4%<\/td>\n<\/td>\n<\/td>\n<\/td>\n22,10%<\/td>\n80170<\/td>\n3,9%<\/td>\n<\/tr>\n
    D<\/strong><\/th>\n26,13%<\/td>\n253830<\/td>\n12,3%<\/td>\n<\/td>\n<\/td>\n<\/td>\n28,23%<\/td>\n164160<\/td>\n7,9%<\/td>\n<\/tr>\n
    E<\/strong><\/th>\n32,04%<\/td>\n267320<\/td>\n12,9%<\/td>\n35,53%<\/td>\n14140<\/td>\n0,7%<\/td>\n33,41%<\/td>\n134100<\/td>\n6,5%<\/td>\n<\/tr>\n
    F<\/strong><\/th>\n38,30%<\/td>\n169425<\/td>\n8,2%<\/td>\n42,27%<\/td>\n33995<\/td>\n1,6%<\/td>\n38,89%<\/td>\n136015<\/td>\n6,6%<\/td>\n<\/tr>\n
    HR<\/strong><\/th>\n42,80%<\/td>\n26725<\/td>\n1,3%<\/td>\n60,08%<\/td>\n176360<\/td>\n8,5%<\/td>\n48,76%<\/td>\n28400<\/td>\n1,4%<\/td>\n<\/tr>\n
    Total<\/th>\n<\/td>\n1302575<\/td>\n62,9%<\/td>\n<\/td>\n224495<\/td>\n10,8%<\/td>\n<\/td>\n543905<\/td>\n26,2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
      \n
    • The shares over countries and risk grades in June 2016 have been very much alike the ones in May 2016.<\/li>\n
    • When looking at origination by\u00a0country and grade level, Estonian C-E grade loans make up the largest share of loans issued in the amount of \u20ac840,125 making it 40,6% of the total issued amount.<\/li>\n
    • Spanish E grade has almost doubled its share compared to May 2016, moving from \u20ac7845 to \u20ac14,140 in June 2016. But it is still a very small fraction of the total issued amount.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      Dear readers. Last month we kicked off with different monthly overviews here on the blog. If you missed the updates, here are the links – loan origination overview for May and portfolio performance update. General market activity in June was dominated by Britain\u2019s EU referendum. Despite the current uncertainty around it, June provided another encouraging […]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[],"class_list":["post-195123","post","type-post","status-publish","format-standard","hentry","category-stats-and-data"],"acf":[],"featured_image":null,"categories_names":["Stats & Data"],"category_name":"Stats & Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=195123"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/195123\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=195123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=195123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=195123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}