{"id":18603,"date":"2018-10-08T14:59:08","date_gmt":"2018-10-08T11:59:08","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=18603"},"modified":"2018-10-08T14:59:08","modified_gmt":"2018-10-08T11:59:08","slug":"e150m-loans-issued-september-2018","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/e150m-loans-issued-september-2018\/","title":{"rendered":"\u20ac150M loans issued! Read more about the P2P lending distribution here"},"content":{"rendered":"

Welcome to the monthly origination post for the data collected in September 2018. Here, we go into detail about the distribution of P2P lending investments made and some interesting stats per country of origin. If you missed last month\u2019s post, you can\u00a0check it out here.<\/a> The total amount originated on the platform in September 2018 was \u20ac5,527,855, +4.7% (+\u20ac245,820) compared with the previous month. At the time of writing, Bondora has 41,299 investors and \u20ac150M of investments through the platform.<\/p>\n

Loan Origination by country<\/h2>\n

While the distribution of investments by country were similar to the previous months, there were some changes again. Estonia still has the highest share of investments at 69.5%, an increase of 1% since the previous month. In comparison, the share in Finland decreased to 28%, approximately 8% lower compared to July.<\/p>\n

In Spain, we are now seeing a lower share than last month at 2.6% of the total, or \u20ac141,880. Along with the decrease in the share, the average interest rate decreased to 55.6% and increased in Estonia (27.5%) and Finland (47.8%).<\/p>\n

\"Monthly<\/p>\n

Share by rating, country and amount<\/h2>\n

The table below contains the weighted average interest rate, total amount and share per country of origination and rating. Here are some key takeaway\u2019s we can see:<\/p>\n

    \n
  • P2P loans graded with a \u2018D\u2019 rating account for the highest share of investments at 26.6% of the total, closely followed by \u2018F\u2019 rated loans at 25%.<\/li>\n
  • The share of HR rated loans originated increased slightly compared to the previous month, standing at 1.6% (\u20ac90,070).<\/li>\n
  • Finnish \u2018F\u2019 rated P2P loans account for the highest share in the country\u2019s total originations at 77.5%, approximately 19% higher than the previous month<\/li>\n
  • Across lower risk A, B & C rated loans, the average interest rate is the lowest in Finland.<\/li>\n
  • The highest average interest rate is HR rated loans in Spain at 70.23%<\/li>\n
  • 96.4% of the total share in Spain consists of F and HR rated loans, approximately 2% higher than last month.<\/li>\n<\/ul>\n

    \"Monthly<\/p>\n","protected":false},"excerpt":{"rendered":"

    Welcome to the monthly origination post for the data collected in September 2018. Here, we go into detail about the distribution of P2P lending investments made and some interesting stats per country of origin. If you missed last month\u2019s post, you can\u00a0check it out here. The total amount originated on the platform in September 2018 […]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[],"class_list":["post-18603","post","type-post","status-publish","format-standard","hentry","category-stats-and-data"],"acf":[],"featured_image":null,"categories_names":["Stats & Data"],"category_name":"Stats & Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/18603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=18603"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/18603\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=18603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=18603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=18603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}