![\"\"](\"https:\/\/investor.wptest.goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1226.png\")
In December, 1,500 new investors<\/strong> joined Bondora. Investors have earned more than \u20ac88M in returns on their total investment amount of over \u20ac713M!<\/p>\n\n\n\n For the last month of 2022, loan originations<\/strong> skyrocketed by 14.2% from November<\/a>. A total of \u20ac16,107,253 was originated. This is the highest origination figure for 2022! Finland had the most significant increase, climbing by 19.7%, totaling nearly \u20ac10M. Estonia followed with a 9.25 increase to just over \u20ac5M. Spain had a slight decrease of 2% but still managed to originate \u20ac1,151,096\u2019s worth of loans.<\/p>\n\n\n\n The Netherlands loan market is still temporarily closed, but we hope to re-open in Q1 2023. This is vital to ensure we only expand in markets that offer good-quality loan portfolios for our investors. Due to risk model updates, the overall average interest rate dropped from 21.7% to 19.9% across all active loan markets.<\/p>\n\n\n\n After following months<\/a> of overall decreases, the Secondary Market<\/strong> surprised us in the last month of the year with a dramatic increase of 86.3%. A total of \u20ac150,287 was transacted on the Secondary Market between investors.<\/p>\n\n\n\n And all the categories had activity increases. The largest jump came from Portfolio Manager transactions. They increased by 369.8%. Manual transactions followed with a 114.5% increase. And the API trailed with a solid 19.8% increase. Manual transactions still make up the overwhelming majority, with \u20ac107,644\u2019s worth of transactions.<\/p>\n\n\n\n The December collection and recovery<\/strong> figures will be an outlier in the year. This is due to the finalizing of a defaulted Estonian loan portfolio sale. You will remember we had a similar successful sale in April<\/a>. Of course, this meant that overall collections, and Estonian collections, skyrocketed.<\/p>\n\n\n\n A total of \u20ac1,855,570 was recovered, translating to a total of 82,943 loans. Due to the sale in December, most cash and loans were recovered from Estonia. The sale totaled \u20ac1,437,597. In Finland, cash recoveries decreased by 22.0% to \u20ac367,640. Spain\u2019s cash recovery figures decreased by 34.6% to \u20ac50,272. <\/p>\n\n\n\n No recoveries are made in the Netherlands, as it\u2019s a brand-new market. The 2014-2022 recovery rate ended the year at 48.0%, declining slightly from 48.3%.<\/p>\n\n\n\n Mirroring the loan originations increase, investment product<\/strong> funding<\/strong> also increased with gusto. Investments jumped by 14.7% to a total of \u20ac16,050,542. This is also the highest figure for investments we\u2019ve seen this year!<\/p>\n\n\n\n Go & Grow made up \u20ac15,555,370. This is 96.9% of all investments. Portfolio Manager followed with \u20ac288,806, a 1.8% share, then Portfolio Pro with \u20ac204,301, a 1.3% share, and the API with \u20ac1,975.<\/p>\n\n\n\n Go & Grow + 14.6%<\/strong><\/p>\n\n\n\n Portfolio Manager + 17.1%<\/strong><\/p>\n\n\n\n Portfolio Pro + 12.0%<\/strong><\/p>\n\n\n\n API + 3.3%<\/strong><\/p>\n\n\n\n Want to know more? <\/em>Follow our blog<\/em><\/a> for more analyses of the Bondora market, or visit our <\/em>general statistics page<\/em><\/a> for daily updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":" 2022 ended strong with impressive numbers across our portfolios. December had the highest loan originations and investment figures, over \u20ac1M in recoveries, and more! Read more about the most important December statistics: In December, 1,500 new investors joined Bondora. Investors have earned more than \u20ac88M in returns on their total investment amount of over \u20ac713M! […]<\/p>\n","protected":false},"author":11,"featured_media":105329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[117],"tags":[103,106],"class_list":["post-105328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bondora-news","tag-english","tag-marketpricing"],"acf":[],"featured_image":{"url":"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1226.png","width":975,"height":810},"categories_names":["News"],"category_name":"News","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/105328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=105328"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/105328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media\/105329"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=105328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=105328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=105328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/investor.wptest.goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1227.png\")
Loan originations<\/h2>\n\n\n\n
Secondary Market<\/h2>\n\n\n\n
Recovery and collection<\/h2>\n\n\n\n
Investment product funding<\/h2>\n\n\n\n