{"id":105211,"date":"2023-01-06T08:05:00","date_gmt":"2023-01-06T06:05:00","guid":{"rendered":"https:\/\/www.bondora.com\/blog\/?p=105211"},"modified":"2023-01-06T08:05:00","modified_gmt":"2023-01-06T06:05:00","slug":"easy-investing-for-beginners-your-2023-quick-start-guide","status":"publish","type":"post","link":"https:\/\/goandgrow.eu\/en\/blog\/easy-investing-for-beginners-your-2023-quick-start-guide\/","title":{"rendered":"Easy Investing for Beginners: Your 2023 Quick-start Guide"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Starting your investment journey can be overwhelming. There are so many investment options to choose from. But how do you know which is best for you? In this article, you\u2019ll find 4 main investment options with brief explanations, making it easier to choose the right one(s) for you.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/investor.wptest.goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1224.png\" alt=\"Easy investing for beginners: your 2023 quick-start guide.\" class=\"wp-image-105212\" width=\"509\" height=\"340\" srcset=\"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1224.png 509w, https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1224-300x200.png 300w\" sizes=\"auto, (max-width: 509px) 100vw, 509px\" \/><figcaption><em>Easy investing for beginners: your 2023 quick-start guide.<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-4-tried-and-tested-investing-options\">4 Tried-and-tested investing options&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are many different investment options. But if you\u2019re just <a href=\"https:\/\/www.goandgrow.eu\/blog\/scared-of-investing-5-tips-to-overcome-your-fear-and-start-now\/\">getting started<\/a>, it\u2019s better to stick to the more well-known ones so you\u2019ll feel less overwhelmed. Here are four tried-and-tested investment methods that you could choose to start investing:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1.&nbsp;&nbsp; Stocks<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Stocks is one of the preferred investment options that help <a href=\"https:\/\/www.fool.com\/investing\/how-to-invest\/stocks\/\" target=\"_blank\" rel=\"noreferrer noopener\">reach bigger financial gains<\/a> compared to its alternatives. However, with more significant gains, you also carry higher financial risk.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stocks of individual companies tend to go up and down frequently \u2014 this changes depending on the market situation. If your stock value is lower than the price you bought it on the day of sale, you lose money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, if your stocks demonstrate stable growth, you can earn much more than on the interest rates of other financial instruments such as government bonds or ETFs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2.\u00a0\u00a0 P2P lending<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Peer-to-peer (P2P) lending is an investment option based on lending money to individuals or businesses using online apps. P2P apps such as Bondora match vendors and borrowers and let you start with an <a href=\"https:\/\/www.goandgrow.eu\/\">investment as small as \u20ac1<\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Small entry barriers and low operational costs are the top reasons for individual investors to consider P2P lending as their primary investment option.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With P2P lending, people who lend money can receive a higher profit on their investment than traditional savings accounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Starting with P2P lending is easy. All you have to do is open a free account, add money to your account, and select your risk-rating that you\u2019re comfortable with or choose the suggested options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the platform, you will start earning returns immediately and can withdraw your money whenever you want.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/50-euro-money-cash-1024x682.jpg\" alt=\"\" class=\"wp-image-105219\" \/><figcaption><em>Depending on the platform, you will start earning returns immediately and can withdraw your money whenever you want.<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">3.\u00a0\u00a0 Real Estate<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Real estate is one of the safest and the least risky investment options. But not everyone has the right amount of money (or qualifies for a mortgage) to buy a second property to rent out.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Renting out a property is a traditional way to earn on real estate, but it\u2019s not the only one. For example, you could buy property, repair it, and sell it at a higher price. You can repeat this process many times and increase your profit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The secret to success with both methods is choosing the right location of your property (so you can sell or rent it fast) and a meticulous calculation of <a href=\"https:\/\/www.investopedia.com\/articles\/basics\/11\/calculate-roi-real-estate-investments.asp\" target=\"_blank\" rel=\"noreferrer noopener\">your desired ROI<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4.\u00a0\u00a0 \u00a0Exchange-traded funds (ETFs)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ETFs are a basket of securities containing different investments \u2014 bonds, stocks, or commodities. ETFs are investment funds that rely on a specific index \u2014 <a href=\"https:\/\/www.forbes.com\/advisor\/investing\/best-sp-500-etfs\/\" target=\"_blank\" rel=\"noreferrer noopener\">S&amp;P 500<\/a> can be an example of one.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The mechanism of trading ETFs is similar to mutual funds, but for a few differences. Managed funds are often a more expensive investment option as you pay hefty commissions to managed fund managers. With ETFs, operation costs are much lower.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike managed funds, ETFs let you exit your investment at any time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting your investment journey can be overwhelming. There are so many investment options to choose from. But how do you know which is best for you? In this article, you\u2019ll find 4 main investment options with brief explanations, making it easier to choose the right one(s) for you. 4 Tried-and-tested investing options&nbsp; There are many [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":105212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[119],"tags":[103,104],"class_list":["post-105211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-well-being","tag-english","tag-finance-tips"],"acf":[],"featured_image":{"url":"https:\/\/goandgrow.eu\/wp-content\/uploads\/sites\/4\/2023\/01\/image-1224.png","width":509,"height":340},"categories_names":["Financial Well-being"],"category_name":"Financial Well-being","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/105211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=105211"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/105211\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media\/105212"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=105211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=105211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=105211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}