September<\/a>, investments for all products increased in October. All in all, they totaled \u20ac14,861,329\u2014a noteworthy 21.3% increase. The specific increases for each product can be seen below:<\/p>\n\n\n\nGo & Grow + 21.3%<\/strong><\/p>\n\n\n\nPortfolio Manager + 22.1%<\/strong><\/p>\n\n\n\nPortfolio Pro + 19.9%<\/strong><\/p>\n\n\n\nAPI + 56.1%<\/strong><\/p>\n\n\n\nInvestment by product \u2013 October 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<\/p>\n\n\n\n
Once again, Go & Grow’s figures had the most significant effect, as it is the most used investment product, making up 96.9% of all investments. It received \u20ac14,404,915 in investments. Portfolio Manager received \u20ac268,185, and Portfolio Pro had \u20ac186,207. The API made up the remaining \u20ac2,022.<\/p>\n\n\n\n
Investment by product \u2013 October 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<\/p>\n\n\n\n
Loan originations<\/h2>\n\n\n\n October was a good month for loan originations, with the overall number rising by 19.9% to \u20ac15,065,630. Every loan market had increased its originations.<\/p>\n\n\n\n
Country breakdown<\/h2>\n\n\n\n Finland still has the largest share of originations, totaling 54.2%, which is \u20ac8,159,816 worth of loans.<\/p>\n\n\n\n
The Estonian market originated \u20ac5,104,143 worth of loans, totaling a 33.9% share.<\/p>\n\n\n\n
The Spanish market also continues increasing its originations, now taking up a 7.6% share, totaling \u20ac1,141,131 worth of loans. This is the 2nd<\/sup> month in a row that this market exceeds \u20ac1M in originations.<\/p>\n\n\n\nThe Netherlands loan market, launched on 23 September, has increased its origination share to 4.4% of the total portfolio, equaling \u20ac660,540 worth of loans.<\/p>\n\n\n\n
The average interest rate decreased from 22.6% to 21.8%. Like last month, the average Spanish interest rate remained at 21.8%. Estonia’s average interest rate decreased slightly to 27.2%. In Finland, it increased by 0.1% to 19.7%. The Dutch market average interest rate remained standing at 7.5%.<\/p>\n\n\n\n
Origination by country \u2013 October 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<\/p>\n\n\n\n
As always, C-rated loans are the most populated risk-rating category in all our markets. Estonia’s C-rated share decreased from 23.7% to 21.1%. In contrast, it increased from 46.2% to 49.1% in Finland. We only originate C-rated loans in Spain, making up 7.6%, a decline from September’s 8.5% share. Lastly, we have the Netherlands, where only A-rated loans were originated, totaling a 4.4% share.<\/p>\n\n\n\n
In Estonia, the D-rated loan category decreased from 13.3% to 11.4%. The B-rated category continued to climb, growing from 0.6% in September to 0.9% in October.<\/p>\n\n\n\n
In Finland, the D-rated category decreased from 2.9% to 2.5%.<\/p>\n\n\n\n
Origination by rating\/country\u2013 October 2022<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<\/p>\n\n\n\n
Good gains for loan markets<\/h2>\n\n\n\n October made impressive gains for originations and investments. Especially when considering the declines from September. Investment funding increased by 21.3% to over \u20ac14M. And loan originations exceeded \u20ac15M. This puts us on track for an excellent end-of-year.<\/p>\n\n\n\n
Want to see more detailed information? Head to our <\/em>public statistics<\/em><\/a> page for the most up-to-date stats!<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"In October, we saw favorable increases in investments and originations. Originations exceeded \u20ac15M, and investments \u20ac14M. This puts us on track for a good Q4 in 2022. Spanish originations exceeded 1M once again. Read more: Investment by product In contrast to September, investments for all products increased in October. All in all, they totaled \u20ac14,861,329\u2014a […]<\/p>\n","protected":false},"author":11,"featured_media":103275,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[120],"tags":[103,106],"class_list":["post-103274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stats-and-data","tag-english","tag-marketpricing"],"acf":[],"featured_image":null,"categories_names":["Stats & Data"],"category_name":"Stats & Data","_links":{"self":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/103274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/comments?post=103274"}],"version-history":[{"count":0,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/posts\/103274\/revisions"}],"wp:attachment":[{"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/media?parent=103274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/categories?post=103274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goandgrow.eu\/en\/wp-json\/wp\/v2\/tags?post=103274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"Impressive](\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/image-1182.png\")
![\"Investment](\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Investment-by-product-table_October.png\")
![\"Investment](\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Investment-by-product-chart_October-1.png\")
![\"Origination](\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Loan-Originations-by-Country_October.png\")
![\"Origination](\"https:\/\/www.goandgrow.eu\/blog\/wp-content\/uploads\/Share-by-rating-country-and-amount_October.png\")